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Hove Capital Management Explores Potential Strategic Partnerships with BNP Paribas and Société Générale”

Pinion Newswire

Hove Capital Management, a leading force in the fixed rate bond market with over 20 years of industry expertise, is seeking new strategic alliances with two of Europe’s foremost financial institutions: BNP Paribas and Société Générale. These collaborations will mark a significant milestone in Hove Capital Management’s mission to enhance its service offerings and extend its global presence. These potential partnerships underscore Hove Capital Management’s commitment to leveraging collective strengths to drive innovation, improve client services, and deliver superior financial products tailored to the evolving market landscape. “We are pleased to announce that, after much deliberation, The Banque de France has granted its approval, allowing these partnerships to proceed,” said Richard O’Brien, Senior Partner at Hove Capital Management. “This approval is a crucial step, and its receipt has paved the way for our collaborations with BNP Paribas and Société Générale to move forward. We are excited about the new opportunities this approval unlocks and its positive impact on our ability to serve our clients more effectively.” The collaboration with BNP Paribas and Société Générale will enable Hove Capital Management to deepen its market engagement and reinforce its presence across pivotal financial hubs in Europe. This potential expansion aims to harness local expertise and insights crucial for navigating regional market complexities. The partnerships will also enhance Hove Capital Management’s analytical capabilities and provide a broader perspective on global economic trends. “Entering into these collaborations allows us to share knowledge, risk management strategies, and resources, positioning us to meet our clients’ financial goals better,” added Richard O’Brien. “We are particularly excited about the potential these partnerships have to advance our analytical capabilities and broaden our understanding of global economic trends.” Hove Capital Management has meticulously planned these collaborations to align with its core values and long-term objectives. The company remains focused on its mission to deliver high-quality, customized bond brokerage services by continuously adapting to market needs and enhancing operational efficiency. Hove Capital Management anticipates that these strategic partnerships will not only strengthen its market position but also foster innovation within the fixed-rate bond sector. For the latest updates and more information about Hove Capital Management and its services, please visit hovecapitalmanagement.com Contact Details Hove Capital Management Peter Nobel +1 917-601-3863 p.nobel@hovecapitalmanagement.com Company Website https://hovecapitalmanagement.com/

August 23, 2024 01:16 PM Eastern Daylight Time

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RedHill's Opaganib Shows Diabetes And Obesity Potential With Positive In Vivo Results

Benzinga

By Meg Flippin, Benzinga A potential, previously unexplored pathway for fighting diabetes and obesity-related disorders may have been unveiled by RedHill Biopharma (NASDAQ: RDHL), a specialty biopharmaceutical company, and its partner Apogee Biotechnology Corp., who are busy developing what may be an interesting new approach in the obesity and diabetes market. The company is testing opaganib in a range of metabolic disease models designed to show its potential to prevent and treat type 2 diabetes and other obesity-related diseases and recently received positive in vivo results. The positive results of early trials are good news for RedHill Biopharma given the global obesity-diabetes drug market opportunity is huge, projected to reach $100 billion by 2030. It’s being driven largely by Glucagon-like peptide-1 (GLP-1) inhibitors like Novo Nordisk’s (NYSE: NVO) Ozempic and Wegovy (semaglutide), Eli Lilly’s (NYSE: LLY) Trulicity (dulaglutide) and Mounjaro (tirzepatide) and sodium glucose cotransporter-2 (SGLT2) inhibitors such as Boehringer Ingelheim’s Jardiance (Empagliflozin), reports RedHill. If RedHill is right about opaganib, it could join those ranks. “Sphingolipid metabolism is implicated in insulin resistance, β-cell disruption, adipocyte function, inflammation and immune regulation, vascular complications and energy metabolism – all significant components of obesity, diabetes and their associated complications,” said Charles D. Smith, Ph.D. Founder and CEO of Apogee Biotechnology Corp., Redhill’s partner who led the testing of opaganib for the treatment and prevention of type 2 diabetes and other obesity-related disorders. “Opaganib’s ability to modulate multiple signaling pathways through simultaneous inhibition of three sphingolipid-metabolizing enzymes in human cells provides a strong rationale for evaluation of opaganib in obesity-related disorders.” Opaganib Slows Weight Gain Earlier this week RedHill announced that in vivo studies conducted by RedHill’s partner, Apogee, yielded positive results. The studies looked at the impact opaganib had on weight gain and glucose tolerance in a high-fat diet (HFD) model. They demonstrated opaganib suppressed HFD-induced body weight gain, loss of glucose tolerance and fat deposition. Additionally, opaganib reduced weight gain and restored glucose tolerance in an already obese HFD model, suggesting its potential for treating, not just preventing, obesity-related disorders, reports RedHill Biopharma. “Sphingolipid metabolism is a key pathway in many diseases, including obesity, but has not been adequately examined as a therapeutic target for human therapy,” said Dr. Mark Levitt, Chief Scientific Officer at RedHill. “Opaganib, which acts as a sphingosine competitor, is the first clinical drug to target three key enzymes in this pathway.” With multiple U.S. government collaborations ongoing, opaganib, RedHill Biopharma’s first-in-class new chemical entity with anti-inflammatory, anti-cancer and antiviral activity, is a host-directed, potentially broad-acting, orally administered small molecule drug with demonstrated safety & efficacy profiles. It is in development for multiple oncology, viral, inflammatory and diabetes and obesity-related indications, including COVID-19, Ebola, acute respiratory distress syndrome (ARDS) and radio/chemical protection. More Than Fighting Diabetes But it’s not just in fighting diabetes and obesity-related disorders where RedHill is making progress. Adding to its commercialization by RedHill in the U.S., the company just launched Talicia (omeprazole magnesium, amoxicillin and rifabutin) in the United Arab Emirates (UAE) – making it available by prescription to treat adults with Helicobacter pylori ( H. pylori ) infection. Talicia is the first approved low-dose rifabutin-containing all-in-one combination product in the UAE specifically designed to treat H. pylori. The commercial launch of Talicia in the UAE triggers RedHill’s eligibility for additional potential milestone payments, minimum sales payments and tiered royalties up to mid-teens on net sales. Talicia is a novel, fixed-dose, all-in-one oral capsule combination of two antibiotics (amoxicillin and rifabutin) and a proton pump inhibitor (PPI) (omeprazole). In November 2019, Talicia was approved by the U.S. FDA for the treatment of H. pylori infection in adults. In a pivotal Phase 3 study, Talicia demonstrated 84% eradication of H. pylori infection in the intent-to-treat (ITT) group vs. 58% in the active comparator arm (p<0.0001). “As one of the strongest risk factors for gastric cancer, H. pylori is a major public health concern,” said Rick Scruggs, President & Chief Commercial Officer at RedHill. “With 41% of the UAE population infected by H. pylori and the alarming failure rates of clarithromycin-based therapies, there is a significant medical need for a highly effective first-line H. pylori therapy. Our efforts to make Talicia available to patients in more countries continue as we work to explore additional opportunities with existing and potential partners.” From preventing diabetes and obesity-related diseases to fighting H. pylori, RedHill Biopharma seems to be making strides with its key drug compounds. Early testing shows promise, potentially making this a company worth watching. To learn more about RedHill Biopharma’s pipeline, click here. Featured photo by Diana Polekhina on Unsplash. Benzinga is a leading financial media and data provider, known for delivering accurate, timely, and actionable financial information to empower investors and traders. This post contains sponsored content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

August 23, 2024 08:30 AM Eastern Daylight Time

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Communication Service for the Deaf Appoints Brendan Gramer and Roberta Mather to Board of Directors

Communication Service for the Deaf

Communication Service for the Deaf (CSD), a nonprofit organization dedicated to empowering the lives of Deaf and hard of hearing individuals, proudly announces the appointment of two new board members, Brendan Gramer and Roberta Mather. Brendan Gramer joins the board with a distinguished career at Amazon, where he serves as UX Design Manager on the Payments team, contributing his expertise for 16 years. Known for his impactful advocacy for accessible design, Brendan has been instrumental within Amazon’s internal Design Tools & Resources Working Group and AUX (Accessibility to the UX Design Community). His leadership also extended to encouraging Deaf representation in accessibility, diversity, and inclusion initiatives, including his recent tenure as Global President of AmazonPwD (People with Disabilities) affinity group. "I am honored to join CSD’s Board of Directors," said Brendan Gramer. "Throughout my journey, I’ve been passionate about breaking down barriers, pushing for access, and promoting inclusivity. I look forward to contributing to CSD’s mission of supporting the Deaf community." Brendan Gramer’s commitment to advocacy extends beyond his professional endeavors. He holds various volunteer leadership roles, including the Hearing Loss Advisory Council of the Washington Office of the Deaf and Hard of Hearing, Deaf Kids Code, United Airlines Accessible Travel Advisory Board, and the Deaf Thrive Steering Committee. Born profoundly deaf in Chicago, Brendan grew up using oral communication and later learned American Sign Language (ASL). He resides in Seattle with his Deaf wife and sons, leveraging his personal experiences to drive positive change for the Deaf community. Roberta Mather brings a wealth of experience and impressive career as a leader, especially as a civil servant in International Relations with 20+ years of experience in diplomacy. Previously, Mather served as the Senior Advisor for Employee Communications with the U.S. Department of State, overseeing messaging to a workforce of over 75,000 employees worldwide. Further, she has decades’ worth of marketing, graphic design, printing, and branding. She is recognized internationally for her expertise in Diversity of Thought, global equity, and the power of storytelling in driving policy and advocacy initiatives. On the side, Roberta is passionate about community service, paying it forward through non-profit events that celebrate the community and create memories. “CSD is a beacon of the Deaf and inclusive entrepreneurship. I look forward to joining the board only to serve behind the scenes, witnessing innovation propel into the 22 nd century in our lifetime.” Said Mather. "We are thrilled to welcome Brendan Gramer and Roberta Mather to our board," said CSD’s CEO Christopher Soukup. "Brendan’s expertise in accessible design and Roberta’s track record and deep commitment to effective communication will greatly enrich our board’s leadership as we continue to advocate for greater accessibility and inclusion.” For more information about CSD and its new board members, visit csd.org/about. About Communication Service for the Deaf Communication Service for the Deaf (CSD) is the largest Deaf-led social impact organization in the world. For more than four decades, CSD has been a leader in creating and providing accessible and innovative solutions for the Deaf community. Today, CSD continues its work to create opportunities for personal and economic growth within the Deaf community, specifically addressing leadership and employment. For more information, please visit CSD and follow us on Facebook, Twitter, Instagram, and LinkedIn. Contact Details Maria Wilson mwilson@csd.org Company Website https://www.csd.org/

August 23, 2024 08:00 AM Eastern Daylight Time

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Vending Venue LTD Launches Pizza Vending Machines Across the UK

Rev Up Marketers

Vending Venue LTD is introducing a groundbreaking innovation in the fast food industry with the launch of its pizza vending machines, now available for sale across the UK. This development offers a fresh, hot meal option accessible at any time, catering to both urban and suburban areas where traditional food outlets may be less accessible or convenient. The pizza vending machine for sale UK is set to transform how consumers access fast food, providing a reliable and efficient solution that aligns with the demands of modern life. The pizza vending machines for sale by Vending Venue LTD are designed to meet the growing need for quick and convenient food service without compromising quality. Each machine is equipped with state-of-the-art technology that allows it to prepare, cook, and dispense a variety of pizzas on demand. This includes mixing the dough, adding toppings, and baking the pizza in a specialized oven. The result is a freshly made pizza that is ready in just a few minutes, offering consumers a satisfying meal option that is available 24/7. These machines are not just about convenience; they also represent a significant advancement in the fast food industry. By providing a consistent product in a compact and efficient format, the pizza vending machines for sale UK are poised to become a staple in locations where traditional food outlets may not operate around the clock. This includes high-traffic areas such as airports, shopping centers, universities, and even residential neighborhoods, where the demand for fresh, hot food at all hours is growing. Vending Venue LTD specializes in providing innovative vending solutions that cater to the evolving needs of consumers. The introduction of these pizza vending machines is a clear example of how technology can be harnessed to meet the demand for fast, reliable, and high-quality food service. The machines are designed with the user in mind, featuring a simple and intuitive touchscreen interface that guides customers through the ordering process. Payment options include cash, credit cards, and contactless methods, ensuring accessibility for a wide range of users. The pizza vending machine for sale UK also offers significant benefits for businesses looking to capitalize on the trend toward automated food service. These machines require minimal maintenance, and their robust design ensures reliable operation even in high-traffic areas. Remote monitoring capabilities allow operators to track sales, monitor inventory, and receive alerts for maintenance needs, all from a distance. This makes the machines not only a convenient option for consumers but also a profitable investment for entrepreneurs and businesses. The introduction of pizza vending machines for sale represents a shift in the fast food industry, where the focus is increasingly on convenience, quality, and accessibility. Vending Venue LTD is at the forefront of this movement, providing solutions that meet both consumer and business needs. The ability to deliver freshly baked pizzas at any time of day or night positions these vending machines as a viable alternative to traditional food outlets, especially in areas where such options are limited. As the demand for convenient and high-quality food options continues to grow, the pizza vending machine for sale UK by Vending Venue LTD is set to play a pivotal role in the future of fast food service. By combining advanced technology with practical applications, these machines offer a new way for consumers to enjoy a restaurant-quality meal in minutes, regardless of the time or place. For more information about the pizza vending machine for sale UK and other vending solutions, visit Vending Venue LTD. Contact Details Vending Venue LTD Jordyn Jones sales@vendinvenue.com Company Website https://vendinvenue.com/

August 23, 2024 06:59 AM Eastern Daylight Time

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Sector Spotlight: Top 4 Basket of Diagnostic Stocks (EXAS, GH, ILMN, LUDG)

LUDG EXAS GH ILMN

Big diagnostic companies soared during the pandemic thanks in part to mandated government testing, but once the at-home kits arrived and insurance companies were forced to foot the bill, diagnostic companies with COVID-19 revenues collapsed. Many diagnostic companies got caught in the downdraft because they thought the testing gravy train was going to continue and ramped up capacity instead of diversifying. The opportunity in the sector comes from diagnostic companies that chose to reinvent themselves by developing early cancer screening tests. During the pandemic, regular cancer screenings were put off to conserve medical resources toward COVID. Since the pandemic is over, it's worth reexamining beat-up diagnostic companies that were able to adapt and are now on the upswing. The top diagnostic stock to put on your radar is Exact Sciences (NASDAQ: EXAS). Most investors will recognize their at-home cancer screening kit is called cologuard which tests for colon cancer. Those primetime commercials you’ve likely heard mean they’ve established their brand along with a national audience. Testing volume dropped measurably during the pandemic as early cancer screening was pushed aside, but now their testing volumes are ramping back up and helping chew through the testing backlog created by the pandemic. It has taken a couple of years for EXAS testing volumes to return to pre-pandemic levels. In Q2 2024 the company had a record 1.0 million screenings and got back on its growth trajectory, helped by an expansion of cancer indications that include breast, prostate, and colon cancer. It also started its pipeline expansion into precision oncology. EXAS also made a move into a blood-based multi-cancer space when they purchased Thrive Early Detection Corp. for $2.15 billion. This purchase turned into a business vertical that not only does a deeper dive into the hereditary nature of the cancer but also profiles the tumor in such a way that it assists in the optimization of treatment regimens. The company has $2.6 billion in trailing revenues and a current market cap of $10.3 billion and is an overall leader in the diagnostic sector with solid earnings and a balance sheet for risk averse shareholders looking for a solid return from a company that consistently beats expectations. Guardant Health Inc. (NASDAQ: GH) has the first FDA-approved primary screening blood test for colorectal cancer (CRC). The test is called Shield and it is covered under the Medicare reimbursement program. Shield has a sensitivity of 83% and a 90% specificity (false positives) for advanced neoplasia (polyps that could turn cancerous). The company has $600 million in trailing revenues and a current market cap of $4.0 billion. They call it a non-invasive test, but you still have to get pricked. Another way to play the diagnostic market is to look at the top industry suppliers. llumina Inc. (NASDAQ: ILMN) is a medtech company that makes genetic testing equipment that enables the large-scale analysis of genetic variations. The company manufactures next-generation sequencing (NGS) platforms, microarrays, and bioinformatics software. Their machines are used in genomics research, clinical applications, and molecular diagnostics, which means their customers are research centers, pharma companies, academic institutions, and clinical research organizations. The company recently spun off their diagnostics business called Grail Inc. (NASDAQ: GRAL) which is an early cancer screening company for people that are not symptomatic, enabling a proactive approach to diagnosing cancer earlier. ILMN funded GRAL with a one-time cash payment of $923 million. The company's leading product is a multi-cancer early detection blood test called Galleri. The test screens for 50+ types of cancer by reading the DNA sequence. The backbone of the testing technology is from the Illumina platform and over 20,000 participants in large clinical trial studies. The test kits cost around $1100 each, and they are awaiting FDA approval for the test. Investors looking for a little more alpha should look at this diagnostic testing company disruptor and its game changing technology. Ludwig Enterprises Inc. (OTCMKTS: LUDG) is an exceptional OTC company in the diagnostic screening sector, boasting mRNA testing technology that has the potential to revolutionize the multibillion-dollar diagnostic screening industry with its less invasive tests. CEO Marvin S. Hausman MD stated, “mRNA is the language that interprets DNA and is the future of medicine.” Although the company currently has no revenue, it is gearing up for an exciting product launch in October, coinciding with Breast Cancer Awareness Month, which is expected to kickstart its revenue stream. To spearhead its viral marketing campaign, the company has enlisted a seasoned veteran. LUDG’s Lab Developed Test (LDT) will initially target breast cancer screening, but the technology can be easily adapted to other inflammatory-driven cancers. These LDTs are processed at the Genetics Institute of America, a CLIA lab, which allows for quicker product launches as they do not require FDA approval. The company has developed a unique cancer screening approach by measuring mRNA at the nucleotide level. Their test uses AI algorithms to create a personalized inflammatory index, comparing it to a database of over 3,200 mRNA samples collected from 40+ clinical centers over five years. This method, particularly for breast cancer, boasts a 97% test sensitivity, indicating when further evaluation is needed. The LUDG test kits will cost $249 and will follow proven successful direct-to-consumer viral marketing strategies driven by targeted machine learning algorithmic technologies. The CEO of LUDG Hausman has come out of retirement to lead this technology to commercialization. He is a Medical Doctor, Immunologist, and board certified Urological Surgeon. Investors in LUDG will have an experienced CEO at the helm with a proven track record of successful exits. One of his most notable exits was when he sold his NYSE company Medco Research to King Pharmaceuticals, which was ultimately acquired by Pfizer (NYSE: PFE). LUDG’s Revealia breast cancer test is very much like the EXAS Cologuard test. As investors move back into diagnostic stocks, these 4 represent a diversified basket every investor should put on their radar. Disclaimers: RazorPitch Inc. "RazorPitch" is not operated by a licensed broker, a dealer, or a registered investment adviser. This content is for informational purposes only and is not intended to be investment advice. The Private Securities Litigation Reform Act of 1995 provides investors a safe harbor in regard to forward-looking statements. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions, or future events or performance are not statements of historical fact may be forward looking statements. Forward looking statements are based on expectations, estimates, and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through use of words such as projects, foresee, expects, will, anticipates, estimates, believes, understands, or that by statements indicating certain actions & quote; may, could, or might occur. Understand there is no guarantee past performance will be indicative of future results. Investing in micro-cap and growth securities is highly speculative and carries an extremely high degree of risk. It is possible that an investors investment may be lost or impaired due to the speculative nature of the companies profiled. RazorPitch has been retained and compensated to assist in the production and distribution of content related to LUDG. RazorPitch is responsible for the production and distribution of this content. It should be expressly understood that under no circumstances does any information published herein represent a recommendation to buy or sell a security. This content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained in this article constitutes a solicitation, recommendation, endorsement, or offer by RazorPitch or any third party service provider to buy or sell any securities or other financial instruments. All content in this article is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in this article constitutes professional and/or financial advice, nor does any information in the article constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. RazorPitch is not a fiduciary by virtue of any persons use of or access to this content. Contact Details RazorPitch Inc Mark McKelvie +1 585-301-7700 mark@razorpitch.com Company Website http://razorpitch.com

August 23, 2024 06:00 AM Eastern Daylight Time

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Comcast to Expand Fiber Network in Tulare County

Comcast California

Comcast announced today it will expand its smart, fast, reliable, fiber-rich Xfinity network in Tulare County, California. The project will bring Comcast’s next-generation, best-in-class broadband network to approximately 6,200 previously unserved locations in areas of Alpaugh, Dinuba, Earlimart, Kingsburg, Pixley, Sultana, Traver, Tulare, Visalia, and Tipton and is expected to be completed by early 2026. The planned expansion adds to Comcast’s more than $4 billion in technology and infrastructure investments across California in the last three years. The expansion is made possible by a more than $26 million Federal Funding Account Grant from the California Public Utilities Commission and private funding by Comcast. These locations will have Comcast’s next-generation network, built on DOCSIS 4.0 technology, which enables symmetrical, multi-gigabit Internet options that deliver optimal upload and download speeds and performance. “Today’s announcement builds on our collective unwavering commitment and efforts to close the digital divide in California,” said David Tashjian, Regional Senior Vice President of Comcast. “Comcast is proud to partner with the California Public Utilities Commission (CPUC) to bring reliable, high-speed Internet access to several communities across Tulare County, by early 2026. By continuing to invest in public-private partnerships such as this, Comcast will bring its best-in-class broadband services to previously unserved locations and help ensure that no one is left behind, no matter their economic status or where they live.” “I’m thankful to both the California Public Utilities Commission (CPUC) and Comcast for their continued commitment and investments to bridging the digital divide in Tulare County,” said Larry Micari, Chair of the Tulare County Board of Supervisors. “High-speed, reliable Internet is no longer a luxury. This investment will provide more than 6,200 previously unserved homes and businesses in our communities with an accessible and affordable Internet connection to help families succeed, students thrive in school, businesses drive economic growth and foster greater innovation throughout the region.” Comcast’s commitment to new communities goes beyond the build—addressing digital opportunities in communities through Project UP, the company’s $1 billion dollar commitment to help tens of millions of people connect to the Internet and build futures of unlimited possibilities. Over the past three years, Comcast has invested more than $130.5 million in cash and in-kind donations into California nonprofits focused on helping people build digital skills, expanding WiFi connected Lift Zones and funding connectivity and Internet adoption programs. Comcast’s funding also supports ongoing efforts to build awareness about affordable connectivity services like Internet Essentials, which offers eligible households high-speed Internet for $9.95/month or Internet Essentials Plus for $29.95/month. Affordable computers are also available through Internet Essentials. Since its inception in 2011, the program has connected more than 2.2 million Californians. Residential customers will be able to take advantage of Xfinity’s full suite of products, including Internet, video, mobile, voice and managed home solutions. For local businesses, Comcast Business will offer a suite of connectivity, communications, networking, cybersecurity, wireless, and managed solutions to help organizations of different sizes prepare for what’s next. Industry analysts and associations have consistently recognized Comcast Business as a leader and innovator, and one of the fastest-growing providers of Ethernet services. Comcast’s network and Internet experience are powering homes today and into the future. Ultimate Capacity: Xfinity customers connect more than 1 billion devices across the company’s network annually. With the next-generation Xfinity gateways, we deliver the most advanced WiFi technology carrying three times more bandwidth to power streaming, gaming, videoconferencing, and more, simultaneously. Fastest Internet: Nearly a third of Xfinity Internet customers subscribe to gigabit speed products. Recently Comcast connected the first customers in the world to a DOCSIS 4.0 connection, delivering symmetrical gig speeds over existing connections in customers’ homes with plans to continue to rollout these speeds across the country over the coming years. Unprecedented Coverage: The latest Xfinity Gateway provides a more reliable connection throughout the home. Customers can get wall-to-wall WiFi coverage with a powerful WiFi Boost Pod that extends coverage to hard-to-reach areas of the home. Most Reliable Connection: Comcast is scaling the nation’s largest and most reliable network that passes 62 million homes and businesses and counting. The company launched Storm-Ready WiFi, a new device that comes powered with cellular and battery backup to help keep customers connected even when the power goes out. Ultra-Low Latency: The Xfinity network and the latest Xfinity Gateway are a powerful combination that deliver ultra-low latency for those moments when response times matter most like video games, a fast-growing category with Xfinity households averaging more than one gaming console per home. For local businesses, Comcast Business will offer a suite of connectivity, communications, networking, cybersecurity, wireless, and managed solutions to help organizations of different sizes prepare for what’s next. Comcast Business has been consistently recognized by industry analysts and associations as a leader and innovator, and one of the fastest-growing providers of Ethernet services. About Comcast Business Comcast Business offers leading global businesses the technology solutions and forward-thinking partnership they need. With a full suite of solutions including fast, reliable connectivity, secure networking solutions and advanced cybersecurity and a range of managed service options, Comcast Business is ready to meet the needs of businesses of all sizes. Comcast Business has been recognized by leading analyst firms for its continued growth, innovation and leadership, and is committed to partnering with customers to help them drive their businesses forward. For more information, call 800-501-6000. Follow @ComcastBusiness on social media networks at http://business.comcast.com/social. About Comcast Corporation Comcast Corporation (Nasdaq: CMCSA) is a global media and technology company. From the connectivity and platforms we provide, to the content and experiences we create, our businesses reach hundreds of millions of customers, viewers, and guests worldwide. We deliver world-class broadband, wireless, and video through Xfinity, Comcast Business, and Sky; produce, distribute, and stream leading entertainment, sports, and news through brands including NBC, Telemundo, Universal, Peacock, and Sky; and bring incredible theme parks and attractions to life through Universal Destinations & Experiences. Visit www.comcastcorporation.com for more information. Contact Details Joan Hammel +1 925-519-4874 joan_hammel@comcast.com Company Website https://california.comcast.com/

August 22, 2024 01:04 PM Pacific Daylight Time

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2024 Federal Subsidized vs. Unsubsidized Student Loans: Comparing Your Options with Private Student Loans

3D Chess Media

Financing your education can be a daunting task, but understanding the different types of student loans available can help you make informed decisions. Among the most common options are Subsidized and Unsubsidized Federal Student Loans, alongside Private Student Loans. Each type has its own set of advantages and drawbacks, making it essential to understand how they work before committing. This article will walk you through the details of each loan type, helping you choose the best student loan for your needs. <<< Comparison Chart of Best Student Loans >>> Overview of Federal Student Loans Federal Student Loans are often the go-to option for students, largely because they are funded by the government and come with certain protections and benefits that private loans do not offer. Subsidized Federal Student Loans are a particularly attractive option for students who demonstrate financial need. The government pays the interest on these loans while you're in school, during your grace period, and during any deferment periods. This means that the loan balance remains the same until you start making payments, which can significantly reduce the overall cost of the loan. On the other hand, Unsubsidized Federal Student Loans are available to all students, regardless of financial need. However, unlike subsidized loans, the interest on unsubsidized loans begins accruing as soon as the loan is disbursed. This means that if you choose to defer payments until after graduation, your loan balance will be larger due to the accumulated interest. <<< 5 Steps To Get A Student Loan For College >>> One of the key benefits of Federal Student Loans, whether subsidized or unsubsidized, is that their interest rates are fixed and set by Congress. These rates are generally lower than those offered by private lenders, making federal loans a more affordable option for most students. Additionally, federal loans offer flexible repayment options, including income-driven repayment plans that can adjust your monthly payments based on your income. There are also loan forgiveness programs available for those who enter certain public service careers. While Federal Student Loans come with many benefits, they also have some limitations. For instance, there are borrowing limits on how much you can take out each year and in total, which may not be enough to cover the full cost of your education. Additionally, you need to reapply for federal loans every year by completing the FAFSA, which can be a time-consuming process. <<< Comparison Chart of Best Private Student Loans >>> Overview of Private Student Loans Private Student Loans are another option for students who need additional funds beyond what federal loans can provide. These loans are offered by banks, credit unions, and online lenders, and their terms can vary widely depending on the lender and the borrower’s creditworthiness. Unlike federal loans, which have fixed interest rates, Private Student Loan interest rates can be either fixed or variable. While some lenders may offer competitive rates, these rates are often higher than those for federal loans, especially for borrowers without excellent credit. Additionally, private loans typically require a credit check, and many students will need a co-signer to qualify. Repayment terms for private loans are generally less flexible than those for federal loans. Private lenders may not offer income-driven repayment plans, and there are fewer options for deferment or forbearance. This means that if you face financial difficulties after graduation, you may have a harder time managing your loan payments. However, Private Student Loans can be beneficial in certain situations. For example, they often have higher borrowing limits than federal loans, which can help cover the full cost of attendance, including expenses like room and board, textbooks, and other living expenses. Private loans can also be used to cover gaps in funding if you’ve maxed out your federal loan eligibility. <<< Comparison Chart of Top Student Loan Companies >>> Key Differences Between Subsidized, Unsubsidized, and Private Loans Understanding the differences between Subsidized, Unsubsidized, and Private Student Loans is crucial for making the best choice for your financial situation. The most significant difference lies in how interest is handled. With Subsidized Federal Student Loans, the government pays the interest while you’re in school, during the grace period, and any deferment periods, which can save you a substantial amount of money. Unsubsidized loans, however, begin accruing interest immediately upon disbursement, adding to your overall loan balance if you defer payments. Private Student Loans, on the other hand, can come with either fixed or variable interest rates, often higher than federal rates. The rate you receive will depend on your credit score and, in many cases, the credit score of your co-signer. Unlike federal loans, private loans offer fewer protections and flexible repayment options, making them riskier for borrowers. Another key difference is in the borrowing limits. Federal Student Loans have caps on how much you can borrow each year and in total, which might not cover all your educational expenses. Private loans typically offer higher borrowing limits, which can be useful if you need to cover additional costs. <<< Comparison Chart of Best Student Loan Lenders >>> How to Apply for Each Applying for Subsidized and Unsubsidized Federal Student Loans is a straightforward process. It begins with completing the FAFSA (Free Application for Federal Student Aid). Once you’ve submitted your FAFSA, you’ll receive a Student Aid Report (SAR) that outlines your eligibility for federal financial aid, including loans. If you qualify, you’ll need to accept your loan offers through your school’s financial aid office, and you may be required to complete entrance counseling and sign a Master Promissory Note (MPN) agreeing to the terms of the loan. Applying for Private Student Loans, however, requires a bit more research and comparison. Start by researching lenders to find the best private student loans that meet your needs. Once you’ve identified potential lenders, check their eligibility requirements and apply either online or in person. Be prepared to undergo a credit check, and consider asking a trusted individual to co-sign the loan if your credit isn’t strong enough. After receiving loan offers, carefully review the terms before accepting. <<< Comparison Chart of Top Private Student Loan Companies >>> How to Choose Between Subsidized, Unsubsidized, and Private Loans Choosing the best student loans for your situation requires careful consideration of your financial circumstances and future plans. If you qualify for Subsidized Federal Student Loans, they are often the best option due to the interest subsidy provided by the government. These loans can save you a significant amount of money over time, especially if you plan to pursue a career in public service, where loan forgiveness programs might be available. If you don’t qualify for subsidized loans, Unsubsidized Federal Student Loans are still a solid option, offering lower interest rates and more flexible repayment options than private loans. However, be mindful of the interest that will accrue while you’re in school and during any periods of deferment. Private Student Loans can be a good option if you’ve maxed out your federal loan eligibility or if you need to cover additional costs. However, it’s crucial to compare interest rates, fees, and repayment terms across different lenders to ensure you’re getting the best deal possible. Remember, private loans come with fewer protections, so they should be considered carefully. <<< Comparison Chart of Best Private Student Loan Lenders >>> Steps to Take After Deciding Once you’ve chosen the best student loans for your needs, the next steps involve finalizing the process and planning for repayment. For Subsidized and Unsubsidized Federal Student Loans, ensure you’ve completed any required entrance counseling and have signed your Master Promissory Note (MPN). This legal document binds you to the terms of the loan and outlines your repayment responsibilities. For Private Loans, once you’ve reviewed and accepted the loan terms, work with your lender to set up a repayment plan. It’s essential to start budgeting for your loan payments as soon as possible, even if you don’t have to start making payments immediately. Planning ahead can help you avoid financial strain down the road. Regardless of the type of loan you choose, it’s important to create a budget that includes your loan payments. If you encounter financial difficulties, explore repayment assistance options or contact your lender or loan servicer to discuss your options. <<< Comparison Chart of Best Student Loans >>> Conclusion Navigating the world of student loans can be complex, but understanding the differences between Subsidized, Unsubsidized, and Private Student Loans can help you make the best decision for your financial future. Federal Student Loans often offer lower interest rates and more flexible repayment options, making them a strong first choice for most students. However, Private Student Loans can be a valuable resource when federal aid isn’t enough. By carefully considering your financial situation and future goals, and comparing the terms of each loan type, you can confidently choose the best student loans to support your educational journey. If you’re still unsure, seeking advice from a financial aid counselor can provide valuable insights tailored to your unique circumstances. <<< 5 Steps To Get A Student Loan For College >>> Contact Details Amanda Grant +1 775-373-2692 Amanda@3dchessmedia.com Company Website https://centralfinancegroup.com/

August 22, 2024 03:04 PM Eastern Daylight Time

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CPV Renewables Begins Construction on Wind Project in Pennsylvania, CPV’s Third Project Utilizing Former Coal Mine Land

CPV

Today Competitive Power Ventures’ (CPV) affiliate, CPV Renewable Power (CPV Renewables) announced the start of construction for CPV Rogue’s Wind in Pennsylvania. The 114 MW wind project, stretching across Cambria and Clearfield Counties, will be CPV’s third project that repurposes former coal mine land into a new source of renewable energy. Upon completion, it will become CPV’s third operating project in Cambria County following CPV Maple Hill Solar and the CPV Fairview Energy Center. “The Commonwealth of Pennsylvania has consistently been a strong state to do business in with CPV Fairview coming online in 2019 and CPV Maple Hill, the state’s largest solar project at the time, following in 2023,” said Gary Lambert, CEO of CPV. “With construction beginning on CPV Rogue’s Wind, we will soon be able to showcase all three types of generation in our operating portfolio; a testament to how we at CPV envision a reliable, low carbon electric supply needed to drive a responsible energy transition forward.” “CPV Rogue’s Wind highlights our commitment to developing in energy communities where we can have a positive impact. As our third project where we revitalize former coal mine land, we can show how brownfield development helps to bring vital resources to areas that need it most,” said Sean Finnerty, President of CPV Renewables. “At the end of the day, we want to play an active role in the region alongside our community partners while bringing a clean energy source to Pennsylvania’s electricity customers.” CPV Rogue’s Wind is the first project tied to the company’s recent partnership announcement with Harrison Street, one of the leading investment management firms exclusively focused on alternative real assets with approximately $55 billion in assets under management. The partnership, in which Harrison Street acquired one-third of CPV Renewables, will support an accelerated build out of the 4 GW renewable development pipeline. “The construction of CPV Rogue’s Wind is an important milestone in our long-term partnership with CPV Renewables,” said Carolyn Arida, Senior Managing Director at Harrison Street. “This project exemplifies our commitment to sustainable infrastructure, and we look forward to building on this success and continuing our collaboration with CPV to deliver innovative renewable energy projects across the country.” CPV Rogue’s Wind will consist of 19 Vestas V-162 wind turbines and, once complete, will deliver enough electricity to the grid to support approximately 32,000 households. At the same time, the reduction in CO2 emissions annually is equivalent to taking approximately 28,400 cars off the road. A Focus on Land Revitalization & Community Engagement With CPV’s commitment to targeting Energy Communities, CPV Rogue’s Wind will repurpose the former coal mine land while working alongside the active recreational area, generate new revenue for the local municipalities, and create hundreds of jobs throughout the construction process. “With CPV at the helm of the Rogue’s Wind renewable energy project, the Cambria County Conservation and Recreation Authority, after more than 15 years of hope, is finally converting a long-standing dream to a reality,” said Tom Kakabar, Chair of the Cambria County Conservation and Recreation Authority. “The professional team at CPV has been a true partner and has pitched another ‘perfect game win’ for renewable energy development within Cambia County. Kudos to the CPV team.” CPV Rogue’s Wind will also act as an educational experience for patrons of the nearby Rock Run Recreation Area. The recreational park allows outdoor enthusiasts to explore over 140 miles of trails, some bringing them to the base of the project’s turbines. “By partnering with CPV and the Cambria County Conservation Authority, we are bringing in much needed revenue to the Cambria County Recreation Authority, The Township, and Rock Run while providing clean energy to the region,” said Gary Haluska, Chairman of Rock Run’s Board of Directors. CPV Rogue’s Wind is expected to reach commercial operation in 2026. The project is part of the company’s 10 GW pipeline of renewable and dispatchable generation projects, including utility-scale power generation with carbon capture to help the U.S. meet its decarbonization goals. About CPV CPV Group LP, a partnership majority owned by OPC Energy Ltd., has 25 years of unprecedented success in the development and operation of highly efficient and low emitting electric generation and renewable projects in the United States. CPV is focused on applying its development, financial and project management expertise to advance the next generation of technologies. After bringing on 5.3 GW of natural gas, wind, and solar generation since 2010 and with a current pipeline of over 10 GW of renewable and dispatchable generation projects, including utility-scale carbon capture, CPV is well positioned to help drive the nation’s decarbonization goals forward. For more information: please visit www.cpv.com and follow CPV on LinkedIn. About OPC Energy OPC Energy Ltd. (OPCE:Tel Aviv), is an energy company leading the Energy Transition revolution in Israel and the USA, and provides electricity in an efficient, reliable and environmentally friendly manner while combining solar energy, wind and natural gas with high efficiency. In Israel, OPC is the first and leading private electricity producer, offering its customers an integrated energy solution that includes the supply of all energy needs through the company's production sites and in the customer's yard using natural gas and solar energy, as well as charging electric vehicles. In the USA, the company operates through the CPV Group, which supplies electricity using efficient natural gas and wind energy, and also builds and develops Powerhouse using natural gas, natural gas with reduced emissions, as well as solar and wind energy. For more information: please visit www.opc-energy.com/en About Harrison Street Harrison Street is one of the leading investment management firms exclusively focused on alternative real assets. Since inception in 2005, the firm has created a series of differentiated investment solutions focused on demographic-driven, needs-based assets. The Firm has invested across senior housing, student housing, build-to-rent, healthcare delivery, life sciences and storage real estate as well as social, utility and digital infrastructure. Headquartered in Chicago and London, with offices throughout North America, Europe and Asia, the Firm has more than 280-employees and approximately US $55 billion in assets under management on behalf of institutional investors across the globe. Harrison Street was awarded Best Places to Work by Pensions & Investments for nine years (2014-2020, 2022, 2023) and since 2019 has won 15 awards from PERE, including three for the 2023 Awards: Alternatives Investor of the Year – Global, Data Centers Investor of the Year – North America, and ESG Firm of the Year - North America. For more information, please visit www.harrisonst.com. (Assets under management ("AUM") reflects AUM for the Firm’s investment advisory and asset management clients, and is inclusive of the Firm’s regulatory AUM reported in its Form ADV.) Contact Details Competitive Power Ventures Sam Loftus +1 617-347-8094 sloftus@cpv.com Company Website http://www.cpv.com

August 22, 2024 10:41 AM Eastern Daylight Time

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AdvicePay Earns Third Consecutive Spot on Inc. Magazine’s ‘List of 5000 Fastest-Growing Private Companies’

AdvicePay

AdvicePay, the industry-leading platform for processing payments and overseeing compliance of fee-for-service financial planning, announced today that it has earned a spot on Inc. Magazine’s ‘List of the 5000 Fastest-Growing Private Companies’ for the third year in a row. With an impressive 322% revenue growth over the past three years, AdvicePay continues to demonstrate its market leadership, fueled by the industry’s growing adoption of fee-based models. AdvicePay secured an overall rank of 1,610 on the Inc. 5000 list, along with the No. 4 position in Bozeman, No. 2 in Montana, and the 195th among the nation’s fastest-growing software companies. “Being recognized as one of the fastest-growing private companies in the nation for three consecutive years is an incredible honor,” said AdvicePay founder and CEO Alan Moore. “At AdvicePay, we are on a mission to empower financial professionals to add new revenue streams and diversify their practices through fee-for-service planning. We are thrilled that many of the industry’s largest RIAs and broker-dealers have responded to our message and that there is a strong appetite for tools to streamline the process of fee-for-service financial planning.” Founded by respected financial planning experts Michael Kitces and Alan Moore, AdvicePay has grown to become the industry-leading solution to empower advisors to get paid for advice – this includes all aspects related to fee-for-service financial planning, including billing, compliance, oversight, agreements and more. The company’s robust solution has gained widespread adoption, with 19 of the 25 largest brokerage firms offering fee-for-service financial planning through AdvicePay. In November, AdvicePay announced that it had completed its one-millionth transaction since its launch in 2018. Over the past two years, AdvicePay has experienced a 102% increase in advisors added to the platform and a 193% growth in transaction volume. Companies on the 2024 Inc. 5000 are ranked according to percentage revenue growth from 2020 through 2023. To qualify, companies must have been founded and generating revenue by March 31, 2020. They must be U.S.-based, privately held, for-profit and independent—not subsidiaries or divisions of other companies—as of Dec. 31, 2023. The minimum revenue required for 2020 is $100,000. The minimum for 2023 is $2 million. About AdvicePay Established by well-known financial advisors Michael Kitces and Alan Moore, AdvicePay is the industry-leading billing and payment workflow solution created specifically for fee-for-service financial planning. Financial services firms and their advisors benefit from efficient workflows designed exclusively to support their fee-for-service financial planning revenue, including up-to-date compliance and data security management, all in one unified platform. Contact Details Shannon Beck +1 406-412-2047 media@advicepay.com Company Website https://advicepay.com/

August 22, 2024 09:15 AM Eastern Daylight Time

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