Digital Nomad Insurance
Lisbon, Portugal
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October 31, 2022 10:00 AM Eastern Daylight Time
Life as a digital nomad comes with a whole load of perks – travelling the world, meeting new people, and discovering new cities, all while earning money to fund your epic adventures. It’s no wonder that many people these days opt to ditch the desk and hit the road with a laptop and a dream to travel.
But you’ve still got to make sure you take care of yourself while you’re out there living your best life, which can mean everything from your health to your finances. This sort of thing is easily covered by insurance, but when you’re a digital nomad, it gets a little trickier. After all, this isn’t your run-of-the-mill life choice.
You’ll need something to cover you as you move from country to country, renewing it while you’re away, or securing insurance for the first time while you’re outside of your home country. Luckily, there are some great options for digital nomads’ insurance tailored specifically to your globetrotting lifestyle - and often very affordable.
Best Digital Nomad Insurance for Health & Travel
Over the past 2 years, Digital Nomad World has done the hard work and sourced the top insurance offerings for digital nomads right now. Digital nomads’ insurance has been difficult to navigate in the past. Often, conventional insurance companies won’t offer coverage when you’ve already left for a trip, meaning if you decide to extend your travels and your insurance coverage has run out, you’ll be left without a safety net.
Luckily, seeing the gap in the market, a few great digital nomads’ insurance companies have popped up, founded by fellow travellers who know what it’s like to be left in the dark by confusing insurance offerings. These three companies know what they’re doing when it comes to covering world travellers, each of them offering something slightly different.
Recommended Health & Travel Insurance for Digital Nomads
1. Safety Wing (www.safetywing.com)
Possibly the most famous company for digital nomads’ insurance right now, Safety Wing is run by a team located across the globe (they’re digital nomads, too). This is made-to-measure insurance for world-travelling individuals underwritten by Lloyd’s, so you can rest assured knowing it’s legitimate.
Their basic package covers medical and travel insurance. Respectively, that means you’ll be covered for a variety of accidents and illnesses while abroad, while the travel side of things covers unforeseen interruptions for your trip such as delays and lost luggage. Prices start from around $42 for four weeks.
An added bonus is Safety Wing’s easy-to-use website. Plus, the website is pretty easy to use as well.
2. PassportCard (www.passportcardnomads.com)
Part of the DavidShield Group, PassportCard is digital nomads’ insurance with a difference. Rather than paying out for things and then being reimbursed by your insurance company, PassportCard is instead - as the name suggests - a card. You don’t have to wait for reimbursement for medical or travel expenses: PassportCard, to all intents and purposes, foots the bill.
This is especially handy if you don’t have enough cash, or credit, in the first place to pay for any unforeseen costs that are covered by insurance. It’s all well and good setting up digital nomads’ insurance, but when big costs arise, finding money to pay them before the insurance company pays out can be difficult.
PassportCard is essentially a red-coloured Visa card that you can simply swipe, insert, or tap and the bill will be paid. The insurance costs start at $59 per month, and from there, come in a range of different flexible packages, with a whole lot of customisation and add-ons depending on what activities you’ll be doing on your trip. It’s a whole new world for digital nomads’ insurance.
3. Insured Nomads (www.insurednomdas.com)
Insured Nomads was founded by nomads, for nomads. Specifically designed with digital nomads in mind, this insurance option is designed to make living and working on the road an absolute breeze. This up-and-coming insurance company is run by a team who are travellers and nomads themselves and know what sort of problems and hiccups can happen while you’re out there hopping from continent to continent.
Their packages come in a whole host of different sizes, lengths and costs. Generally, they cover emergency medical care, emergency dental treatment and local ambulance costs, all the way to things like flight delays and lost luggage. Insured Nomads also cover car rental insurance and are even planning to add pet insurance for your world-exploring pets, too.
Typical coverage with Insured Nomads costs around $96 per month. It’s not just for individuals either. Insured Nomads is for all sorts of digital nomads, meaning they have tailored packages for couples and even for families with children.
The Digital Nomad World is a platform created by digital nomads for digital nomads. We strive to offer fellow DN's a platform that addresses every aspect of a DN's lifestyle.
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Contact Details
Digital Nomad World
Amichai Ben David
partners@thedigitalnomadworld.com
Company Website
